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Life Insurance Policy! Does It Matter?

People hold diversifying views on Life Insurance Policy

Some says it’s a Scam that one is going to pay the premium to their entire life and others will be benefited after their death. They also raise a question that how someone can be of more value rather being dead than alive?

The Answer is as simple as that they do not care about the financial future of their family. Is that so? Really! Would anyone can be such hard about their dependents?

The only reason is, the perception they are following is that life insurance is bullshit. 

Let’s move Further to explore some other aspects of insurance people think about:

 Reason to Kill or Sense of Responsibility

Sometimes or most of the times people might/probably think that by signing the contract of Life Insurance Policy they are going to invite their spouse or business partner a reason to kill them.

If you are the only person in your home to earn a lively hood for your dependents then you often think about the future that what will happen to them after I am no more? What would be their source of income when I passed away?

Both of the above arguments hold their places according to situations someone probably facing off.
In my opinion the Second approach to life insurance is more close to reality because of the economic situation which is changing day by day. People want to get rid of uncertainties from their lives and want to relay on some solid figures that could help them or their families in future. 

Life insurance is supposed to insure monetary life for the survivors/dependents of the deceased person. Its primary purpose is to interchange lost financial gain, means to avoid monetary hardship caused by death whereas permitting many folks to relish the living advantages as you are still alive to support them or even batter.

Here 2 options can work for you.

à Life Insurance

            If you are going to opt the Life Insurance Policy option then you have to pay insurance premium according to your plan with no immediate return.

-->Fixed Assets

               

                If you are not interested in Life Insurance Policy then you are a businessman by nature who holds a strong appetite towards risk. You should go for own business to grow yearly with potential to immediately payback the profit and increase good will in long term.

At the end both the options will give you desired results. But what matters to you is more important?
As I am more concerned with my family, spending time with my mother is much more important than any other things in this world.  Money is important but,

Please consider all the things while taking any option giving Top priority to your family needs and satisfaction. With Love